1/30/2024 0 Comments Express burn cnetWhat are the benefits of a card with instant approval? But some issuers, like American Express, may offer instant card numbers to eligible users, which can be added to a compatible digital wallet and used to make purchases immediately. Many instant-use credit cards happen to be secured cards, which are geared toward lower credit scores. In some cases, you’ll also be able to use your line of credit immediately upon approval. What is an instant approval card?Īn instant approval credit card lets you know immediately if you’re approved for a specific card. Įarn unlimited 1% cash back on all other purchases – automatically. And if you have an Apple Card, you can open a high-yield savings account for Daily Cash rewards in the Wallet app.įor more details, check out our full Apple Card review. If you get approved, you can use the card right away through Apple Pay. And if you decide to reject the offer or your application is declined, your credit score won’t be affected either. Your credit score isn’t affected until you accept your offer. You can find out if you’re approved for the Apple Card without hurting your credit score. And you can access your cash-back balance in your Apple Wallet - making it easy to apply to your balance or send money to a friend. You’ll earn cash back on qualifying purchases daily. You will receive a physical card, which can be handy when shopping at merchants that don’t accept Apple Pay. The Apple Card* is one of the best credit cards for instant approval, because not only can you apply directly from your iPhone, but it’s automatically added to your Apple Wallet app upon approval. Here’s our list of the best credit cards for instant approval. While instant approval has a nice ring to it, we don’t recommend applying unless you have a plan in place to pay off your balance each month. Some instant approval cards have high APRs, late fees and limited to no rewards - but that isn’t always the case. In fact, most issuers offer instant approval on credit-building cards designed for those with poor to no credit, like secured credit cards.īut just because you can apply for an instant credit card doesn’t mean you should. You don’t need an excellent credit score to qualify for an instant approval credit card. And many issuers even provide your card number or a virtual credit card number immediately upon approval - which means you can start using your new credit card right away. There’s no waiting for your application to update or checking your mail to see if you’ve been approved. An instant approval credit card lets you know right away if you’re approved for a line of credit.
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